Coming soon for Mac, Windows & Linux

Your finances.
Your computer.
Your privacy.

A beautifully simple budgeting app that keeps your financial data exactly where it belongs—on your computer. No cloud. No subscriptions. No compromises.

Total Balance
$12,458
This Month
-$2,340
Saved
+$890
Encrypted locally
Auto-categorized

Everything you need, nothing you don't

Simple, powerful tools to understand your spending without the complexity of traditional budgeting apps.

Easy CSV Import

Drop your bank statement and watch the magic. Auto-detects formats from major banks and maps transactions automatically.

Smart Auto-Categorization

Create custom rules with pattern matching. Plutonomy learns from your choices and categorizes transactions automatically.

Multi-Account Tracking

Checking, savings, credit cards—manage them all in one place. See your complete financial picture at a glance.

Visual Dashboard

Beautiful charts show your spending trends, category breakdowns, and monthly comparisons. Data that actually makes sense.

Powerful Search

Find any transaction instantly. Filter by date, category, account, or amount. Your data, your way.

Dark & Light Themes

Easy on the eyes, day or night. Switch between beautiful dark and light modes to match your preference.

Your data stays yours

In an age of data breaches and privacy scandals, Plutonomy takes a different approach. Your financial data never leaves your computer. Ever. No accounts to create, no servers to trust, no subscriptions to cancel.

  • 100% Local Storage — All data stored in SQLite on your Mac
  • Optional Encryption — Password-protect your database
  • Native Desktop App — Runs on Mac, Windows & Linux
  • No Telemetry — Zero tracking, zero analytics, zero compromise

One price. Forever yours.

No subscriptions, no recurring fees. Pay once and own it for life.

Mint Discontinued
$0
Was free with ads
  • Shut down in 2024
  • Data stored in cloud
  • Ad-supported model
YNAB / Monarch
$99 /year
~$8.25/month, billed annually
  • Recurring subscription
  • Data stored in cloud
  • Web-based only

Common questions

How does the free trial work?

Download and use Plutonomy with all features for 30 days. No credit card required. If you love it, purchase a license to continue. Your data stays intact either way.

Which banks are supported?

Any bank that lets you export transactions as CSV. Plutonomy auto-detects formats from major banks and can be configured for others. No direct bank connections means no security risk.

Can I sync across devices?

Plutonomy stores data locally for privacy. You can manually backup and restore your database, or place it in a synced folder like iCloud Drive or Dropbox.

Which platforms are supported?

Plutonomy runs natively on macOS, Windows, and Linux. It's a real desktop app, not a web wrapper—fast, responsive, and always available offline.

What if I need help?

Check our documentation or email support. We're a small team that actually reads and responds to every message.

Do you offer refunds?

Yes. If Plutonomy isn't right for you within 30 days of purchase, just email us for a full refund. No questions asked.

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